How much does a Freeway Insurance franchise cost?
Opening a Freeway Insurance franchise takes a total initial investment of $34,950 to $84,000, according to the brand's 2026 Franchise Disclosure Document. The FDD's Item 19 reports total revenue of $205,114 across 27 outlets.
The franchisor grants franchise agreements to businesses that primarily sell, service, and deliver insurance services and ancillary products to clients under the trademark Freeway Insurance. Category: Financial Services.
Item 7
What it costs to open a Freeway Insurance franchise
The franchisor's own estimated initial investment, as disclosed in its 2026 FDD. The total is $34,950 to $84,000. Each line below carries the FDD page it was read from.
Where the money goes
The largest costs are Initial Fee ($10,000 to $25,000), Additional Funds ($5,250 to $15,500), and Leasehold Improvements ($4,000 to $12,000). Together they make up about 63% of the high-end estimate.
Our arithmetic from the Item 7 table below.
| Expenditure | Low | High | Source |
|---|---|---|---|
| Initial Fee2026 FDD, Item 7, p. 16 | $10,000 | $25,000 | 2026 FDD, Item 7, p. 16 |
| Leasehold Improvements2026 FDD, Item 7, p. 16 | $4,000 | $12,000 | 2026 FDD, Item 7, p. 16 |
| Fixtures, Furnishings & Equipment2026 FDD, Item 7, p. 16 | $4,000 | $6,000 | 2026 FDD, Item 7, p. 16 |
| Signage2026 FDD, Item 7, p. 16 | $2,200 | $4,500 | 2026 FDD, Item 7, p. 16 |
| Computer System2026 FDD, Item 7, p. 16 | $3,000 | $6,000 | 2026 FDD, Item 7, p. 16 |
| Rent, Security Deposits and Utility Deposits2026 FDD, Item 7, p. 16 | $1,000 | $3,200 | 2026 FDD, Item 7, p. 16 |
| Business Licenses & Permits2026 FDD, Item 7, p. 17 | $500 | $800 | 2026 FDD, Item 7, p. 17 |
| Professional Fees2026 FDD, Item 7, p. 17 | $500 | $1,000 | 2026 FDD, Item 7, p. 17 |
| Training Expenses2026 FDD, Item 7, p. 17 | $500 | $2,500 | 2026 FDD, Item 7, p. 17 |
| Insurance2026 FDD, Item 7, p. 17 | $3,000 | $5,000 | 2026 FDD, Item 7, p. 17 |
| Initial Inventory of Operating Supplies2026 FDD, Item 7, p. 17 | $500 | $1,000 | 2026 FDD, Item 7, p. 17 |
| Grand Opening Advertising2026 FDD, Item 7, p. 17 | $500 | $1,500 | 2026 FDD, Item 7, p. 17 |
| Additional Funds2026 FDD, Item 7, p. 17 | $5,250 | $15,500 | 2026 FDD, Item 7, p. 17 |
| Total estimated initial investment2026 FDD, Item 7, p. 16-17 | $34,950 | $84,000 | 2026 FDD, Item 7, p. 16-17 |
Source Freeway Insurance, 2026 FDD, Item 7, p. 16-17, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-14.
Item 19
What Freeway Insurance franchisees actually report earning
Total Revenue
$205,114
Freeway Insurance's 2026 FDD, Item 19, for the 2025 calendar year (the “Measurement Period”). Basis: Franchised Freeway Brokerages open and operating during the entire 2025 fiscal year.
Sample size: 27 outlets. The FDD also reports total revenue of $371,958. We lead with the median because an average is pulled upward by the strongest outlets; the median is the middle outlet.
What the franchisor excluded from this figure
- We have not included 15 Freeway Brokerages that were not open the full 2025 calendar year (none of which closed less than 12 months after opening).
This is a disclosure of what some existing outlets reported, not a projection of what a new Freeway Insurance outlet would earn. Your results will differ.
Source Freeway Insurance, 2026 FDD, Item 19, p. 60-61, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-14.
Item 20
How many Freeway Insurance outlets there are, and how many closed
Freeway Insurance ended 2025 with 47 franchised outlets and 649 company-owned outlets. In that year 20 franchised outlets opened and 6 left the system.
Three years at a glance
From 2023 through 2025, Freeway Insurance opened 52 franchised outlets and 7 outlets left the system. That is a net gain of 45, from 2 to 47 franchised outlets. Of the outlets that left, 4 were terminated and 3 were bought back by the franchisor.
On average, about 13% of franchised outlets left the system each year, roughly 1 in 8.
Our arithmetic from the FDD's Item 20 table below. "Left the system" counts every outlet the franchisor reports as terminated, not renewed, bought back, or closed for other reasons.
| Year | Start | Opened | Terminated | Non-renewed | Reacquired | Ceased, other | End | Source |
|---|---|---|---|---|---|---|---|---|
| 2025 | 33 | 20 | 3 | 0 | 3 | 0 | 47 | 2026 FDD, Item 20, p. 63 |
| 2024 | 19 | 14 | 0 | 0 | 0 | 0 | 33 | 2026 FDD, Item 20, p. 63 |
| 2023 | 2 | 18 | 1 | 0 | 0 | 0 | 19 | 2026 FDD, Item 20, p. 63 |
Source Freeway Insurance, 2026 FDD, Item 20, p. 62-63, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-14.
Compare
How Freeway Insurance compares with other Financial Services franchises
Measured against the 14 Financial Services franchises on this site, using each brand's own FDD.
- Cost to open. The middle of Freeway Insurance's estimated range is $59,475. It costs less to open than 69% of Financial Services franchises here.
- Outlets leaving each year. 13% for Freeway Insurance. That is higher than 57% of the 8 Financial Services franchises with at least 10 outlets.
- Earnings disclosure. 4 of the 14 Financial Services franchises here publish earnings figures in Item 19. Freeway Insurance is one of them.
Our arithmetic from each brand's Item 7 and Item 20. Growth and departure comparisons leave out brands with fewer than 10 outlets, where one opening or closure distorts the figures. See every Financial Services franchise side by side.
Alert me when Freeway Insurance files a new FDD
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