How much does a Focus CFO franchise cost?
Opening a Focus CFO franchise takes a total initial investment of $36,000 to $64,000, according to the brand's 2026 Franchise Disclosure Document. That FDD makes no Item 19 financial performance representation, so it discloses no earnings figures at all.
Focus CFO franchises the right to market and offer CFO Services using the Focus CFO Marks as a Focus CFO Area President. Category: Financial Services.
Item 7
What it costs to open a Focus CFO franchise
The franchisor's own estimated initial investment, as disclosed in its 2026 FDD. The total is $36,000 to $64,000. Each line below carries the FDD page it was read from.
Where the money goes
The largest costs are Office Equipment/General Business Expenses ($0 to $15,000), Additional Funds – 3 Months ($1,000 to $5,000), and Additional Training ($0 to $5,000). Together they make up about 39% of the high-end estimate.
The initial franchise fee is $35,000, about 97% of the low-end total.
Our arithmetic from the Item 7 table below.
| Expenditure | Low | High | Source |
|---|---|---|---|
| Franchise Fee2026 FDD, Item 7, p. 13 | $35,000 | $35,000 | 2026 FDD, Item 7, p. 13 |
| Real Estate and Improvements2026 FDD, Item 7, p. 13 | $0 | $4,000 | 2026 FDD, Item 7, p. 13 |
| Office Equipment/ | $0 | $15,000 | 2026 FDD, Item 7, p. 13 |
| Additional Training2026 FDD, Item 7, p. 13 | $0 | $5,000 | 2026 FDD, Item 7, p. 13 |
| Additional Funds – 3 Months2026 FDD, Item 7, p. 13 | $1,000 | $5,000 | 2026 FDD, Item 7, p. 13 |
| Total estimated initial investment2026 FDD, Item 7, p. 13 | $36,000 | $64,000 | 2026 FDD, Item 7, p. 13 |
Source Focus CFO, 2026 FDD, Item 7, p. 13, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-14.
Item 19
What Focus CFO franchisees actually report earning
This brand's FDD publishes no Item 19.
We do not make any representation about a Franchisee’s future financial performance or the past financial performance of company-owned or franchised outlets. We also do not authorize our employees or representatives to make any such representations either orally or in writing. If you are purchasing an existing outlet, however, we may provide you with actual records of that outlet.
Source Focus CFO, 2026 FDD, Item 19, p. 33, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-14.
Item 20
How many Focus CFO outlets there are, and how many closed
Focus CFO ended 2025 with 65 franchised outlets and no company-owned outlets. In that year 11 franchised outlets opened and 5 left the system.
Three years at a glance
From 2023 through 2025, Focus CFO opened 37 franchised outlets and 98 outlets left the system. That is a net loss of 61, from 126 to 65 franchised outlets. Of the outlets that left, 3 were terminated and 95 closed for other reasons.
On average, about 37% of franchised outlets left the system each year, roughly 1 in 3.
Our arithmetic from the FDD's Item 20 table below. "Left the system" counts every outlet the franchisor reports as terminated, not renewed, bought back, or closed for other reasons.
| Year | Start | Opened | Terminated | Non-renewed | Reacquired | Ceased, other | End | Source |
|---|---|---|---|---|---|---|---|---|
| 2025 | 59 | 11 | 3 | 0 | 0 | 2 | 65 | 2026 FDD, Item 20, p. 35 |
| 2024 | 82 | 15 | 0 | 0 | 0 | 38 | 59 | 2026 FDD, Item 20, p. 35 |
| 2023 | 126 | 11 | 0 | 0 | 0 | 55 | 82 | 2026 FDD, Item 20, p. 35 |
Source Focus CFO, 2026 FDD, Item 20, p. 35, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-14.
Compare
How Focus CFO compares with other Financial Services franchises
Measured against the 14 Financial Services franchises on this site, using each brand's own FDD.
- Cost to open. The middle of Focus CFO's estimated range is $50,000. It costs less to open than 85% of Financial Services franchises here.
- Outlets leaving each year. 37% for Focus CFO. That is higher than 100% of the 8 Financial Services franchises with at least 10 outlets.
- Three-year growth. Focus CFO's franchised system shrank 48%. The typical Financial Services franchise here shrank 2.6%.
- Earnings disclosure. 4 of the 14 Financial Services franchises here publish earnings figures in Item 19. Focus CFO is not one of them.
Our arithmetic from each brand's Item 7 and Item 20. Growth and departure comparisons leave out brands with fewer than 10 outlets, where one opening or closure distorts the figures. See every Financial Services franchise side by side.
Alert me when Focus CFO files a new FDD
Franchisors reissue their FDD at least once a year, and the Item 7 and Item 19 figures move. Leave an email and we will send you Focus CFO's updated numbers when the next document is published, plus the brand-comparison worksheet.
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