How much does a Journey Payroll & HR franchise cost?
Opening a Journey Payroll & HR franchise takes a total initial investment of $38,575 to $82,375, according to the brand's 2025 Franchise Disclosure Document. That FDD makes no Item 19 financial performance representation, so it discloses no earnings figures at all.
Journey Payroll & HR franchises. Category: Financial Services.
Item 7
What it costs to open a Journey Payroll & HR franchise
The franchisor's own estimated initial investment, as disclosed in its 2025 FDD. The total is $38,575 to $82,375. Each line below carries the FDD page it was read from.
Where the money goes
The largest costs are Additional Funds – 3 Months ($2,500 to $15,000), Rent (3 months) ($0 to $15,000), and Computers and Office Equipment; Furniture ($1,000 to $7,000). Together they make up about 45% of the high-end estimate.
The initial franchise fee is $30,000, about 78% of the low-end total.
Our arithmetic from the Item 7 table below.
| Expenditure | Low | High | Source |
|---|---|---|---|
| Initial Franchise Fee2025 FDD, Item 7, p. 12 | $30,000 | $30,000 | 2025 FDD, Item 7, p. 12 |
| Initial Telephone System Costs2025 FDD, Item 7, p. 12 | $75 | $750 | 2025 FDD, Item 7, p. 12 |
| Journey User Software Fee2025 FDD, Item 7, p. 12 | $0 | $1,125 | 2025 FDD, Item 7, p. 12 |
| Training Expenses2025 FDD, Item 7, p. 12 | $0 | $2,000 | 2025 FDD, Item 7, p. 12 |
| Computers and Office Equipment; Furniture2025 FDD, Item 7, p. 12 | $1,000 | $7,000 | 2025 FDD, Item 7, p. 12 |
| Rent (3 months)2025 FDD, Item 7, p. 12 | $0 | $15,000 | 2025 FDD, Item 7, p. 12 |
| Marketing Materials2025 FDD, Item 7, p. 12 | $1,500 | $3,000 | 2025 FDD, Item 7, p. 12 |
| Paper Inventory2025 FDD, Item 7, p. 12 | $250 | $1,000 | 2025 FDD, Item 7, p. 12 |
| General and Professional Liability, Worker’s Compensation, and Cyber Security Insurance2025 FDD, Item 7, p. 12 | $3,000 | $6,000 | 2025 FDD, Item 7, p. 12 |
| Licenses, Permits and Professional Fees2025 FDD, Item 7, p. 12 | $250 | $1,500 | 2025 FDD, Item 7, p. 12 |
| Additional Funds – 3 Months2025 FDD, Item 7, p. 12 | $2,500 | $15,000 | 2025 FDD, Item 7, p. 12 |
| Total estimated initial investment2025 FDD, Item 7, p. 12 | $38,575 | $82,375 | 2025 FDD, Item 7, p. 12 |
Source Journey Payroll & HR, 2025 FDD, Item 7, p. 12, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-15.
Item 19
What Journey Payroll & HR franchisees actually report earning
This brand's FDD publishes no Item 19.
We do not make any representations about a franchisee’s future financial performance or the past financial performance of company-owned or franchised outlets. We also do not authorize our employees or representatives to make any such representations either orally or in writing. If you are purchasing an existing outlet, however, we may provide you with the actual records of that outlet. If you receive any other financial performance information or projections of your future income, you should report it to the franchisor’s management by contacting Kevin Welch at Journey Franchising LLC, 3351 Eastbrook Drive, Unit 3, Fort Collins, Colorado 80525 (970) 568-8613, and the Federal Trade Commission, and the appropriate state regulatory agencies.
Source Journey Payroll & HR, 2025 FDD, Item 19, p. 32, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-15.
Item 20
How many Journey Payroll & HR outlets there are, and how many closed
Journey Payroll & HR ended 2024 with 9 franchised outlets and 2 company-owned outlets. In that year 4 franchised outlets opened and none left the system.
Three years at a glance
From 2022 through 2024, Journey Payroll & HR opened 6 franchised outlets and no outlets left the system. That is a net gain of 6, from 3 to 9 franchised outlets.
With fewer than 10 outlets, one closure moves the numbers a lot, so we do not calculate a yearly rate.
Our arithmetic from the FDD's Item 20 table below. "Left the system" counts every outlet the franchisor reports as terminated, not renewed, bought back, or closed for other reasons.
| Year | Start | Opened | Terminated | Non-renewed | Reacquired | Ceased, other | End | Source |
|---|---|---|---|---|---|---|---|---|
| 2024 | 5 | 4 | 0 | 0 | 0 | 0 | 9 | 2025 FDD, Item 20, p. 34 |
| 2023 | 5 | 0 | 0 | 0 | 0 | 0 | 5 | 2025 FDD, Item 20, p. 34 |
| 2022 | 3 | 2 | 0 | 0 | 0 | 0 | 5 | 2025 FDD, Item 20, p. 34 |
Source Journey Payroll & HR, 2025 FDD, Item 20, p. 34, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-15.
Compare
How Journey Payroll & HR compares with other Financial Services franchises
Measured against the 14 Financial Services franchises on this site, using each brand's own FDD.
- Cost to open. The middle of Journey Payroll & HR's estimated range is $60,475. It costs less to open than 62% of Financial Services franchises here.
- Earnings disclosure. 4 of the 14 Financial Services franchises here publish earnings figures in Item 19. Journey Payroll & HR is not one of them.
Our arithmetic from each brand's Item 7 and Item 20. Growth and departure comparisons leave out brands with fewer than 10 outlets, where one opening or closure distorts the figures. See every Financial Services franchise side by side.
Alert me when Journey Payroll & HR files a new FDD
Franchisors reissue their FDD at least once a year, and the Item 7 and Item 19 figures move. Leave an email and we will send you Journey Payroll & HR's updated numbers when the next document is published, plus the brand-comparison worksheet.
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