How much does a Rent-A-Center franchise cost?
Opening a Rent-A-Center franchise takes a total initial investment of $349,660 to $701,150, according to the brand's 2026 Franchise Disclosure Document. That FDD makes no Item 19 financial performance representation, so it discloses no earnings figures at all.
Rent-A-Center franchises Rental Stores. Category: Retail.
Item 7
What it costs to open a Rent-A-Center franchise
The franchisor's own estimated initial investment, as disclosed in its 2026 FDD. The total is $349,660 to $701,150. Each line below carries the FDD page it was read from.
Where the money goes
The largest costs are General Contractor Costs ($74,000 to $275,000), Additional Funds for First 12 Months ($95,000 to $130,000), and Inventory Expenses ($74,700 to $87,150). Together they make up about 70% of the high-end estimate.
The initial franchise fee is $35,000, about 10% of the low-end total.
Our arithmetic from the Item 7 table below.
| Expenditure | Low | High | Source |
|---|---|---|---|
| Franchise Fee2026 FDD, Item 7, p. 11 | $35,000 | $35,000 | 2026 FDD, Item 7, p. 11 |
| General Contractor Costs2026 FDD, Item 7, p. 11 | $74,000 | $275,000 | 2026 FDD, Item 7, p. 11 |
| Real Estate2026 FDD, Item 7, p. 11 | $3,500 | $13,875 | 2026 FDD, Item 7, p. 11 |
| Soft Costs2026 FDD, Item 7, p. 11 | $5,000 | $15,000 | 2026 FDD, Item 7, p. 11 |
| Furniture, Fixture & Equipment Costs2026 FDD, Item 7, p. 12 | $16,550 | $35,000 | 2026 FDD, Item 7, p. 12 |
| Delivery Vehicle2026 FDD, Item 7, p. 12 | $2,000 | $5,000 | 2026 FDD, Item 7, p. 12 |
| Insurance2026 FDD, Item 7, p. 12 | $1,000 | $1,500 | 2026 FDD, Item 7, p. 12 |
| Outdoor Signage2026 FDD, Item 7, p. 12 | $7,800 | $25,000 | 2026 FDD, Item 7, p. 12 |
| Training2026 FDD, Item 7, p. 12 | $1,000 | $2,500 | 2026 FDD, Item 7, p. 12 |
| Employee Training Platform2026 FDD, Item 7, p. 12 | $110 | $125 | 2026 FDD, Item 7, p. 12 |
| Computer Installation and Training2026 FDD, Item 7, p. 12 | $5,000 | $10,000 | 2026 FDD, Item 7, p. 12 |
| IT & Telecommunications Costs2026 FDD, Item 7, p. 12 | $4,000 | $12,000 | 2026 FDD, Item 7, p. 12 |
| Loss Prevention Costs2026 FDD, Item 7, p. 12 | $5,000 | $20,000 | 2026 FDD, Item 7, p. 12 |
| Opening Promotion and Initial Advertising2026 FDD, Item 7, p. 12 | $15,000 | $25,000 | 2026 FDD, Item 7, p. 12 |
| Security and Utility Deposits2026 FDD, Item 7, p. 12 | $5,000 | $9,000 | 2026 FDD, Item 7, p. 12 |
| Additional Funds for First 12 Months2026 FDD, Item 7, p. 12 | $95,000 | $130,000 | 2026 FDD, Item 7, p. 12 |
| Inventory Expenses2026 FDD, Item 7, p. 12 | $74,700 | $87,150 | 2026 FDD, Item 7, p. 12 |
| Total estimated initial investment2026 FDD, Item 7, p. 11-12 | $349,660 | $701,150 | 2026 FDD, Item 7, p. 11-12 |
Source Rent-A-Center, 2026 FDD, Item 7, p. 11-12, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-14.
Item 19
What Rent-A-Center franchisees actually report earning
This brand's FDD publishes no Item 19.
We do not make any representations about affiliate-owned financial performance. We do not have any franchisor-owned outlets. We do not authorize our employees or representatives to make any financial representations either orally or in writing. If you are purchasing an existing outlet, however, we may provide you with the actual records of that outlet.
Source Rent-A-Center, 2026 FDD, Item 19, p. 34, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-14.
Item 20
How many Rent-A-Center outlets there are, and how many closed
Rent-A-Center ended 2025 with 325 franchised outlets and 1,672 company-owned outlets. In that year 1 franchised outlet opened and 89 left the system.
Three years at a glance
From 2023 through 2025, Rent-A-Center opened 65 franchised outlets and 133 outlets left the system. That is a net loss of 68, from 393 to 325 franchised outlets. Of the outlets that left, 58 were terminated, 3 were bought back by the franchisor, and 72 closed for other reasons.
On average, about 11% of franchised outlets left the system each year, roughly 1 in 9.
Our arithmetic from the FDD's Item 20 table below. "Left the system" counts every outlet the franchisor reports as terminated, not renewed, bought back, or closed for other reasons.
| Year | Start | Opened | Terminated | Non-renewed | Reacquired | Ceased, other | End | Source |
|---|---|---|---|---|---|---|---|---|
| 2025 | 413 | 1 | 31 | 0 | 3 | 55 | 325 | 2026 FDD, Item 20, p. 37 |
| 2024 | 386 | 56 | 27 | 0 | 0 | 2 | 413 | 2026 FDD, Item 20, p. 37 |
| 2023 | 393 | 8 | 0 | 0 | 0 | 15 | 386 | 2026 FDD, Item 20, p. 37 |
Source Rent-A-Center, 2026 FDD, Item 20, p. 37, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-14.
Compare
How Rent-A-Center compares with other Retail franchises
Measured against the 39 Retail franchises on this site, using each brand's own FDD.
- Cost to open. The middle of Rent-A-Center's estimated range is $525,405. It costs more to open than 76% of Retail franchises here.
- Outlets leaving each year. 11% for Rent-A-Center. That is higher than 75% of the 37 Retail franchises with at least 10 outlets.
- Three-year growth. Rent-A-Center's franchised system shrank 17%. The typical Retail franchise here shrank 0.5%.
- Earnings disclosure. 25 of the 39 Retail franchises here publish earnings figures in Item 19. Rent-A-Center is not one of them.
Our arithmetic from each brand's Item 7 and Item 20. Growth and departure comparisons leave out brands with fewer than 10 outlets, where one opening or closure distorts the figures. See every Retail franchise side by side.
Alert me when Rent-A-Center files a new FDD
Franchisors reissue their FDD at least once a year, and the Item 7 and Item 19 figures move. Leave an email and we will send you Rent-A-Center's updated numbers when the next document is published, plus the brand-comparison worksheet.
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