How much does an USA Insulation franchise cost?
Opening an USA Insulation franchise takes a total initial investment of $304,400 to $476,750, according to the brand's 2026 Franchise Disclosure Document. The FDD's Item 19 reports median gross sales of $1,491,238 across 37 outlets.
USA Insulation franchises businesses that offer and provide various types of insulation-related products and services, including proprietary injection foam, polyurethane spray foam, blown fiberglass insulation, rolled/batten fiberglass insulation and other energy efficient products and corresponding installation services. Category: Home Services.
Item 7
What it costs to open an USA Insulation franchise
The franchisor's own estimated initial investment, as disclosed in its 2026 FDD. The total is $304,400 to $476,750. Each line below carries the FDD page it was read from.
Where the money goes
The largest costs are Insulation Truck and Upfit ($120,000 to $150,000), Initial Marketing Spend ($29,000 to $67,000), and Additional Funds – [3 months] ($40,000 to $60,000). Together they make up about 58% of the high-end estimate.
The initial franchise fee is $45,000 to $55,000, about 15% of the low-end total.
Our arithmetic from the Item 7 table below.
| Expenditure | Low | High | Source |
|---|---|---|---|
| Initial Franchise Fee2026 FDD, Item 7, p. 19 | $45,000 | $55,000 | 2026 FDD, Item 7, p. 19 |
| Real Property2026 FDD, Item 7, p. 19 | $12,000 | $24,000 | 2026 FDD, Item 7, p. 19 |
| Leasehold Improvements2026 FDD, Item 7, p. 19 | $12,000 | $15,000 | 2026 FDD, Item 7, p. 19 |
| Insulation Truck and Upfit2026 FDD, Item 7, p. 19 | $120,000 | $150,000 | 2026 FDD, Item 7, p. 19 |
| Equipment2026 FDD, Item 7, p. 19 | $5,000 | $15,000 | 2026 FDD, Item 7, p. 19 |
| Telematics2026 FDD, Item 7, p. 19 | $4,900 | $6,750 | 2026 FDD, Item 7, p. 19 |
| Office Supplies, Fixtures & Signs2026 FDD, Item 7, p. 19 | $8,000 | $15,000 | 2026 FDD, Item 7, p. 19 |
| Professional Fees2026 FDD, Item 7, p. 19 | $500 | $5,000 | 2026 FDD, Item 7, p. 19 |
| Deposits2026 FDD, Item 7, p. 19 | $2,000 | $10,000 | 2026 FDD, Item 7, p. 19 |
| Opening Inventory2026 FDD, Item 7, p. 19 | $14,000 | $30,000 | 2026 FDD, Item 7, p. 19 |
| Initial Marketing Spend2026 FDD, Item 7, p. 19 | $29,000 | $67,000 | 2026 FDD, Item 7, p. 19 |
| Initial Training Expenses2026 FDD, Item 7, p. 19 | $8,000 | $18,000 | 2026 FDD, Item 7, p. 19 |
| Insurance2026 FDD, Item 7, p. 19 | $4,000 | $6,000 | 2026 FDD, Item 7, p. 19 |
| Additional Funds – [3 months]2026 FDD, Item 7, p. 19 | $40,000 | $60,000 | 2026 FDD, Item 7, p. 19 |
| Total estimated initial investment2026 FDD, Item 7, p. 19 | $304,400 | $476,750 | 2026 FDD, Item 7, p. 19 |
Source USA Insulation, 2026 FDD, Item 7, p. 19, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-14.
Item 19
What USA Insulation franchisees actually report earning
Median Gross Sales
$1,491,238
USA Insulation's 2026 FDD, Item 19, for the calendar year ended December 31, 2025. Basis: 37 USA Insulation franchises operating a total of 74 territories.
Sample size: 37 outlets. The FDD also reports average gross sales of $1,588,037. We lead with the median because an average is pulled upward by the strongest outlets; the median is the middle outlet.
What the franchisor excluded from this figure
- Excluded are 8 franchises operating 14 territories that did not provide us with data for 2025.
- We also excluded 2 franchises operating 8 territories that were not operating for the entire 12-month period ended December 31, 2025.
This is a disclosure of what some existing outlets reported, not a projection of what a new USA Insulation outlet would earn. Your results will differ.
Source USA Insulation, 2026 FDD, Item 19, p. 48, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-14.
Item 20
How many USA Insulation outlets there are, and how many closed
USA Insulation ended 2025 with 96 franchised outlets and 1 company-owned outlet. In that year 8 franchised outlets opened and 21 left the system.
Three years at a glance
From 2023 through 2025, USA Insulation opened 36 franchised outlets and 31 outlets left the system. That is a net gain of 5, from 91 to 96 franchised outlets. Of the outlets that left, 31 were terminated.
On average, about 10% of franchised outlets left the system each year, roughly 1 in 10.
Our arithmetic from the FDD's Item 20 table below. "Left the system" counts every outlet the franchisor reports as terminated, not renewed, bought back, or closed for other reasons.
| Year | Start | Opened | Terminated | Non-renewed | Reacquired | Ceased, other | End | Source |
|---|---|---|---|---|---|---|---|---|
| 2025 | 109 | 8 | 21 | 0 | 0 | 0 | 96 | 2026 FDD, Item 20, p. 56 |
| 2024 | 102 | 17 | 10 | 0 | 0 | 0 | 109 | 2026 FDD, Item 20, p. 56 |
| 2023 | 91 | 11 | 0 | 0 | 0 | 0 | 102 | 2026 FDD, Item 20, p. 56 |
Source USA Insulation, 2026 FDD, Item 20, p. 56, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-14.
Compare
How USA Insulation compares with other Home Services franchises
Measured against the 105 Home Services franchises on this site, using each brand's own FDD.
- Cost to open. The middle of USA Insulation's estimated range is $390,575. It costs more to open than 93% of Home Services franchises here.
- Outlets leaving each year. 10% for USA Insulation. That is higher than 72% of the 82 Home Services franchises with at least 10 outlets.
- Three-year growth. USA Insulation's franchised system grew 5.5%. The typical Home Services franchise here grew 6.6%.
- Earnings disclosure. 77 of the 105 Home Services franchises here publish earnings figures in Item 19. USA Insulation is one of them.
Our arithmetic from each brand's Item 7 and Item 20. Growth and departure comparisons leave out brands with fewer than 10 outlets, where one opening or closure distorts the figures. See every Home Services franchise side by side.
Alert me when USA Insulation files a new FDD
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