How much does a Decimal franchise cost?
Opening a Decimal franchise takes a total initial investment of $46,300 to $1,110,800, according to the brand's 2025 Franchise Disclosure Document. That FDD makes no Item 19 financial performance representation, so it discloses no earnings figures at all.
Decimal franchises single Decimal Businesses. Category: Financial Services.
Item 7
What it costs to open a Decimal franchise
The franchisor's own estimated initial investment, as disclosed in its 2025 FDD. The total is $46,300 to $1,110,800. Each line below carries the FDD page it was read from.
Where the money goes
The largest costs are Client Account Purchases ($0 to $1,050,000), Additional Funds (3 Months) ($10,000 to $15,000), and Office Equipment, Computer Hardware, Telephone, Internet & Systems Access ($2,600 to $6,500). Together they make up about 96% of the high-end estimate.
The initial franchise fee is $30,000, about 65% of the low-end total.
Our arithmetic from the Item 7 table below.
| Expenditure | Low | High | Source |
|---|---|---|---|
| Initial Franchise Fee2025 FDD, Item 7, p. 11 | $30,000 | $30,000 | 2025 FDD, Item 7, p. 11 |
| Training Expenses2025 FDD, Item 7, p. 11 | $200 | $300 | 2025 FDD, Item 7, p. 11 |
| Client Account Purchases2025 FDD, Item 7, p. 11 | $0 | $1,050,000 | 2025 FDD, Item 7, p. 11 |
| Leasehold Improvements and Deposits2025 FDD, Item 7, p. 11 | $0 | $1,500 | 2025 FDD, Item 7, p. 11 |
| Furniture, Fixtures and Equipment2025 FDD, Item 7, p. 11 | $0 | $1,000 | 2025 FDD, Item 7, p. 11 |
| Office Rent and Utilities (1 Month)2025 FDD, Item 7, p. 11 | $0 | $2,000 | 2025 FDD, Item 7, p. 11 |
| Office Equipment, Computer Hardware, Telephone, Internet & Systems Access2025 FDD, Item 7, p. 11 | $2,600 | $6,500 | 2025 FDD, Item 7, p. 11 |
| Initial Launch Marketing2025 FDD, Item 7, p. 11 | $3,000 | $3,000 | 2025 FDD, Item 7, p. 11 |
| Insurance2025 FDD, Item 7, p. 11 | $500 | $1,500 | 2025 FDD, Item 7, p. 11 |
| Additional Funds (3 Months)2025 FDD, Item 7, p. 11 | $10,000 | $15,000 | 2025 FDD, Item 7, p. 11 |
| Total estimated initial investment2025 FDD, Item 7, p. 11 | $46,300 | $1,110,800 | 2025 FDD, Item 7, p. 11 |
Source Decimal, 2025 FDD, Item 7, p. 11, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-15.
Item 19
What Decimal franchisees actually report earning
This brand's FDD publishes no Item 19.
We do not make any financial performance representations. We also do not authorize our employees or representatives to make any such representations either orally or in writing. If you are purchasing an existing outlet, however, we may provide you with the actual records of that outlet. If you receive any other financial performance information or projections of your future income, you should report it to the franchisor’s management by contacting Matt Tait at 7591 Westfield Blvd., Indianapolis, Indiana 46240 and (317) 590-5070, the Federal Trade Commission, and the appropriate state regulatory agencies.
Source Decimal, 2025 FDD, Item 19, p. 38, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-15.
Item 20
How many Decimal outlets there are, and how many closed
Decimal had no franchised outlets open from 2021 through 2023, according to its FDD. At the end of 2023 it had 1 company-owned outlet.
| Year | Start | Opened | Terminated | Non-renewed | Reacquired | Ceased, other | End | Source |
|---|---|---|---|---|---|---|---|---|
| 2023 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2025 FDD, Item 20, p. 40 |
| 2022 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2025 FDD, Item 20, p. 40 |
| 2021 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2025 FDD, Item 20, p. 40 |
Source Decimal, 2025 FDD, Item 20, p. 40, via Public FDD bucket (storage.googleapis.com/franchiseindx_fdds) (source record). Figures read and verified 2026-09-15.
Compare
How Decimal compares with other Financial Services franchises
Measured against the 14 Financial Services franchises on this site, using each brand's own FDD.
- Cost to open. The middle of Decimal's estimated range is $578,550. It costs more to open than 100% of Financial Services franchises here.
- Earnings disclosure. 4 of the 14 Financial Services franchises here publish earnings figures in Item 19. Decimal is not one of them.
Our arithmetic from each brand's Item 7 and Item 20. Growth and departure comparisons leave out brands with fewer than 10 outlets, where one opening or closure distorts the figures. See every Financial Services franchise side by side.
Alert me when Decimal files a new FDD
Franchisors reissue their FDD at least once a year, and the Item 7 and Item 19 figures move. Leave an email and we will send you Decimal's updated numbers when the next document is published, plus the brand-comparison worksheet.
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